How It Works | AEQUITY Realty
OUR APPROACH

Three Ways to Sell. One Path Most Sellers Choose.

Selling your home is a big decision, and you shouldn't take a number or a path that doesn't work for you. Most homeowners we work with end up netting more through AEQUITY CashCircle™. Direct Cash and Creative Finance are the other two paths — but CashCircle is usually where we start.

A Quick Reality Check

Already Fielding Cash Offers?

If you're talking to us about cash, you're probably talking to other buyers too. The difference: we're set up to do this at scale, and you'll usually know within 48 hours whether we can hit your number.

What Most Sellers End Up Doing

  • Fielding calls from buyers you can't really vet
  • Scheduling 4–5 separate walkthroughs with different investors
  • Trying to figure out what an off-market deal should actually pay
  • Carrying the negotiation stress yourself
  • Settling for whichever offer happens to land in your inbox
The AEQUITY Way

What We Do Instead

  • We send your property to 3,000+ pre-vetted cash buyers
  • You don't schedule a single walkthrough — we run all of it
  • You'll usually know within 48 hours whether we can hit your number
  • Closing costs covered. Close in 30 days or less.
  • You see real market data, not one investor's opinion

This is exactly what AEQUITY CashCircle™ is — and it's why most sellers go this route.

★ Recommended Path

AEQUITY CashCircle™

You give us the right — but not the obligation — to buy your home at a price we agree on, within a window we agree on. We bring it to thousands of cash buyers in our network. If one says yes, you sell to them at the agreed cash price — same speed and certainty as a direct cash close, just to a different buyer. If not, your CashCircle expires and you owe nothing.

Why most sellers choose CashCircle

Higher payout than a direct cash offer, with no commitment, no listing, and no cost if it doesn't sell. You keep your timeline, your realtor (if you have one), and your right to walk away.

  • Typically 70–75% of market value — well above our direct cash number
  • You net your full agreed CashCircle price — the buyer pays AEQUITY a separate fee for bringing them the deal
  • Exposure to 3,000–5,000 active cash buyers in our network
  • Zero cost, zero commitment if no buyer is found
  • 30–45 day window — total time from agreement to close
  • Compatible with an existing listing — coordinate with your realtor directly

How it works

1
Agree on price together. We walk through the numbers honestly — somewhere between our cash offer and full retail.
2
We market to our buyer network. AEQUITY puts your property in front of thousands of qualified cash buyers.
3
You decide and we close. If a buyer comes in at the agreed price, we close. If not, your CashCircle expires — no cost to you.
The Other Two Paths

Cash and Creative Finance

Some sellers don't fit CashCircle — they need certainty fast, or they want maximum long-term value. Here's how the other two paths work.

Path 2 · Speed

Direct Cash Offer

Our lowest number, fastest close, most certainty.

  • Close in 2–3 weeks
  • Typically 50–60% of market value
  • We cover standard closing costs
  • No repairs, no showings, no agent fees
  • You pick the closing date

Best for: sellers who need cash in their hand within 2–3 weeks — relocation, divorce, foreclosure timeline, or simply done with the property and ready to move on.

Path 3 · Max Value

Creative Finance

Highest possible price — you become the bank, or we take over your payments.

  • Subject-to, seller finance, lease option, or wrap
  • Closer to full retail than the other paths
  • Monthly payments to you over time
  • Can take over an existing mortgage
  • We structure it around your specific needs

Best for: sellers who don't need the money today, want the highest total payout, or have an underwater mortgage that cash can't cover.

Which Path Fits You?

A quick gut-check before your call with our specialist. Click the path that sounds like you.

You want more money than our cash number, and can wait 30–45 days?
→ CashCircle™
You're already listed on MLS but it's not moving?
→ CashCircle™
You need cash in hand in 2–3 weeks — certainty matters more than price?
→ Direct Cash
The cash number doesn't cover your payoff or you don't need money today?
→ Creative Finance
Not sure? Most sellers aren't until we walk through their numbers together.
→ Book a Call

How Closing Works

Same process across all three paths. Our title company handles everything that used to make selling stressful.

📄

A Title Company Handles It

Title search, lien releases, escrow, closing docs — handled by one of the title companies we work with regularly.

✍️

You Sign Your Way

Digitally, at the title company, or with a mobile notary at your home — your choice.

💸

Zero Closing Costs

AEQUITY covers title and standard closing fees. You pay nothing at close.

⚡

Funds Wired On Closing Day

CashCircle deals close in 30–45 days total. Direct Cash deals close in 2–3 weeks. Both faster than any MLS sale.

Frequently Asked Questions

Why do you recommend CashCircle over a Direct Cash offer? +
For most sellers, CashCircle puts more money in their pocket without forcing them to commit. Our Direct Cash offer is our lowest number by design — it has to cover repairs, holding costs, and our return. CashCircle lets us bring your property to a network of 3,000–5,000 cash buyers who may value it differently than we do. Many of them will pay more than our cash number for the right property. If one of them says yes, you net more. If none do, your CashCircle expires and you've lost nothing.
What's the catch with CashCircle? +
Honestly, the only thing you put in is time. If we don't produce a buyer at the agreed price before the window closes, your CashCircle expires and you walk away exactly where you started — nothing owed, no strings, no change to your situation. No listing fees, no marketing fees, no closing costs. We only make money if a deal closes. That's the whole thing.
How do you actually get paid? +
Two different ways, depending on the path. On CashCircle, the buyer pays AEQUITY a fee for bringing them the deal — they're getting access to off-market inventory they wouldn't see otherwise, and that access is worth something to them. Your agreed CashCircle price is what you net; our fee is separate, paid by the buyer, and never deducted from your proceeds. On a Direct Cash purchase, we are the buyer — we make our money on the back end when we resell or hold the property. Either way, nothing comes out of your pocket. We're transparent about this because most sellers ask — and "honest about the money" is half the reason people pick us.
Will I get full retail with CashCircle? +
No — and anyone who tells you otherwise isn't being straight with you. The buyers in our network are investors, and they need margin to make the deal work on their end. The CashCircle price lands between our Direct Cash number and full retail — typically 70–75% of market value, compared to 50–60% on the Direct Cash side. If full retail is what you need, a traditional MLS listing with a realtor and the time to wait is the right path.
Does CashCircle conflict with my realtor? +
Not on our end — but you'll want to talk to your realtor directly about how CashCircle fits with your listing agreement. We don't intervene in your relationship with your realtor; commission, exclusivity, and how the two arrangements coexist are conversations for you and them.
How fast can you close on a Cash offer? +
Cash deals typically close in 2–3 weeks. We move at the speed of clean title and your availability. If you need more time, we'll work with your timeline.
What does Creative Finance actually mean? +
It means we structure the purchase using something other than a single lump-sum cash payment. Common forms: seller finance (you become the bank — we make monthly payments to you with interest), subject-to (we take over your existing mortgage payments and you get cash on top), lease option (we lease and have the right to buy), or a wrap (a layered combination). The right structure depends on your mortgage situation and how much monthly income vs. lump sum you want.
Do I need a lawyer for closing? +
In Florida, no. The title company we work with on your deal is the neutral third party that handles the whole close by law. You're welcome to have your own attorney review anything before you sign if you'd prefer — most sellers don't, but it's your call.
What does any of this cost me? +
Nothing — and that's not just an upfront promise. On CashCircle, AEQUITY is paid a fee by the buyer for sourcing the deal. Your agreed CashCircle price is what you net — our fee is separate and sits on the buyer's side of the table. No listing fees, no marketing fees, no retainer, and we cover standard closing costs. We only earn if a deal closes.

Ready to Talk Numbers?

15-minute call with one of our specialists. We'll walk through your specific numbers and help you see which path actually fits your situation. No pressure, no follow-up drip.

Book a Call With a Specialist Or Get a Quick Cash Offer